BI: Property Loan Growth Slows to 4.24% as of June 2026

Based on data from the Bank of Indonesia, loan disbursement in the property or real estate sector slowed to its lowest level in the last 4.5 years at 4.24% yoy as of June 2026 to Rp1,022.47 trillion. From quality side, property loan also recorded non-performing loan at 3.3% in June 2026, increasing from 3.08% in December 2025. Despite the slow growth and increasing non-performance loan, bank loan continued to be the main source of funding for the public to own property which in March 2026 reached 69.86%.