Bank credit increased by 1.16% (yoy) in August 2021. Meanwhile, the third party fund (DPK) grew by 8.81% annually. The basic credit interest rate as of August 2021 continued to decline in line with the decline in the principal price funding component and overhead cost at 16 basis points (bps) and 10 bps, respectively. Furthermore, the working capital loan interest rate declined to 8.92%.